Students in the computer lab.

Loan Repayment Help

  • Is it time to start repaying your loan?  
  • Need a Rescue from your Loan Payment?
  • Do you know what your options are?
  • Do you even know what to do next? 

We are here to help you!  Here are some links to help guide you to a successful repayment plan. 

Repayment plans

The How, When, Whom about loan payments

Consolidating Loans

Loan forgiveness

If you work full-time in a public service job, you may qualify for Public Service Loan Forgiveness.

Other opportunities for possible loan forgiveness.

Federal Student Loan tips from KHEAA


Are you sinking or drowning?  HELP to the Rescue!

Avoiding Default

Getting out of Default

Resolving Disputes

Loan Deferment and Forbearance

John R. Justice Loan Repayment Assistance Program through KHEAAA


 Resources for Federal Student Aid

Responsible Borrowing 
How to Manage Your Student Loans 
After the FAFSA: What Happens Next  
 Responsible Borrowing
How to Manage
Your Student Loans
After the FAFSA:
What Happens Next



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Contact Information

KCTCS/Elizabethtown Community and Technical College
Financial Aid Office
RPC 1st Floor Room 105
610 College Street Road Elizabethtown, KY 42701
(270) 706-8802 or (877) 246-2322 extension 68802 

This page maintained by Laura Lamb