Myth: I have to be fulltime to receive financial aid?
Fact: Pell Grant is based on the number of hours enrolled (less than time (5 or less hours),
half-time, three-quarters time, and full-time). Cap Grant is based on number of hours
with a minimum of 6 hours enrollment. Loans need at least 6 hours of enrollment.
Myth: I can't get any aid if I am less than half time?
Fact: If you are Pell eligible, then you can receive the Pell grant but no loans.
Myth: My Financial Aid will not cover online classes?
Fact: Financial aid will cover classes held online and on campus as long as you meet eligibility
requirements and the classes are on your schedule.
Myth: My Parent's make too much money so I won't qualify?
Fact: There is no income cut-off to qualify. The government considers many factors besides
income such as size of family, number in college, etc.
Myth: It cost a fee to file for financial aid?
Fact: Filing for financial aid through the FAFSA with the Department of Education (government)
is free.
Myth: The FAFSA form is long and too hard to complete?
Fact: The FAFSA is easier than ever before and can be completed online.
Myth: Student loans are not really financial aid?
Fact: Student loans are financial aid. Student's must complete the FAFSA to apply and also
must meet academic progress standards to receive the loan(s).
Contact Information
KCTCS/Elizabethtown Community and Technical College
Financial Aid Office
RPC 1st Floor Room 105
610 College Street Road Elizabethtown, KY 42701
(270) 706-8802 or (877) 246-2322 extension 68802
1-855-746-3282 24/7/365
FAX 270-769-0736
elizabethtown-financialaid@kctcs.edu
