Health Insurance Requirements for F1 Students | ECTC

Health Insurance Requirements for F1 Students

All F-1 students are required to maintain health insurance. ECTC does not offer a student health insurance program.

You must arrange insurance on your own, either through a company from your home country that covers international travel, or through a company in the U.S.

Minimum Health insurance requirements include:

  1. The policy must be written by the carrier, in English, and premium rates must be in U.S. dollar amounts.
  2. The policy must include in-patient and out-patient coverage for both sickness and accident.
  3. The policy must have a deductible of no more than $500 per individual, per accident or illness.
  4. The policy must state a maximum benefit of no less than $100,000 per accident or illness.
  5. The policy must provide no less than $10,000 provision for medical evacuation to a student’s home country.
  6. The policy must provide no less than $7,500 provision for repatriation (after death, removal of remains to student’s home country).
  7. The policy must clearly state coverage dates from the first day of classes for the semester applying through the end of the academic year (or earlier departure from the College).

Insurance Options

The links below will open in a new window. 
IMG Health Insurance
ISO Health Insurance
International Student Insurance

If you already have insurance that is payable in the United States and covers repatriation, bring a copy of the policy and proof of payment in English. If the policy meets the minimum requirements, you will be able to use that insurance and not required to purchase the international student insurance. Students who bring a spouse or other dependents will be required to purchase insurance for them. The insurance providers above have plans for the spouse and dependents.

Submit all documents by email to or mail them to:
Elizabethtown Community and Technical College
International Student Office, Attn: Mindi Davis
600 College Street Road
Elizabethtown, KY  42701

Contact DSO:
Mindi Davis 
270-706-8472 or Toll Free (877) 246-2322 Ext. 68472