Health Insurance for F1 Requirements

All F-1 students are required to maintain health insurance. ECTC does not offer a student health insurance program.

You must arrange insurance on your own, either through a company from your home country that covers international travel, or through a company in the U.S.

Minimum Health insurance requirements include:

1. The policy must be written by the carrier, in English, and premium rates must be in U.S. dollar amounts.
2. The policy must include in-patient and out-patient coverage for both sickness and accident.
3. The policy must have a deductible of no more than $500 per individual, per accident or illness.
4. The policy must state a maximum benefit of no less than $100,000 per accident or illness.
5. The policy must provide no less than $10,000 provision for medical evacuation to a student’s home country.
6. The policy must provide no less than $7,500 provision for repatriation (after death, removal of remains to student’s home country).
7. The policy must clearly state coverage dates from the first day of classes for the semester applying through the end of the academic year (or earlier departure from the College).